Eagle Bay Oz Homes by Boulevard: Affordable Living In A Vacation Environment : Costs To Remodel Paperwood House and Rehab the Small House

Construction Remodel Estimate Eagle Bay

Remodel 28336 Paperwood Drive

As finished

Plan Name: 4800 Sq ft Lake Home City: Lincoln, MO Benton Cty

Plan Version: 5 Bdrm 4 ba 2-story Garage: 2-car - to be upgraded to 4

Livable SQFT: 4800 sq ft Foundation: Slab on Grade

DIRECT & INDIRECT CONSTRUCTION COSTS

	COST	NOTES
Bldg Permits/Fees	$0.00	Sewer Tap N/A Impact Fee N/A Benton County Permit
Attorney Fee	0.00
Architect Plans and Specs	1,493	Blue Print Copies
Structural Engineering	400
Wastewater Treatment Inspection	250
Construction Insurance	850	Builders Risk 350 Work Comp 188 Gen Liab 350
Supervision/Overhead	8,000	Boulevard Construction
Temporary Power	0.00
Water Well Inspection	200
TOTAL	11,193

EXCAVATION/SITE WORK

Foundation Pad Const.	Included
Finish Grading	Included
Backfill	Included
Sewer/Water Trench	Included
Electric Trench	Included
Drain Tile and Gravel	N/A
Rock Removal	N/A
Misc. Hauling	N/A
Grinder Pump	Included
TOTAL	0.00

INTERIOR CARPENTRY

Interior Framing Lumber Material	3,559

Interior Framing Labor	3,674
Crane Service	N/A
Windows & Screens	1,926
Skylights	N/A
Exterior Doors	Included
Garage Doors	N/A
Garage Openers	N/A
Deck, Porch Labor	~~$4,000 To Be Done by Borrower~~
Deck, Porch Materials	$3,500 Gap Loan
Steel Beams and Posts	N/A
Vinyl Siding	N/A
TOTAL	12,659

PLUMBING

Ground Rough	N/A
Rough Plumbing	1,126
Finish	895
Fixtures	Included
Other	N/A
TOTAL	2,021

HVAC

Rough In	2,892
Finish	1,239
Other	N/A
TOTAL	4,131

ELECTRICAL

Rough Electrical	821
Finish Electrical	568
Fixtures	1,106
Other	N/A
TOTAL	2,495

INSULATION

Firestopping	N/A
Wall & Attic Insulation	N/A
Other	N/A
TOTAL	N/A

DRYWALL

Drywall Materials & Labor	4,121
Other	N/A
TOTAL	4,121

FINISH CARPENTRY

Trim Material	1,200
Interior Doors & Exterior	Included in Trim Material
Moldings/stair rail/columns	N/A
Finish Carpentry	1,156
Fireplace Equipment	0.00
Hearth and Mantel	N/A
Closet Organizers	Included in Trim Material
Finish Hardware	1,022
Spindles	N/A
Other	N/A
TOTAL	3,378

PAINTING

Interior Painting Labor	7,000 To be Done by Borrower
Inerior Painting Materials	$719 From Gap Loan
Other	N/A
TOTAL	3,817

FLOORING

Floor Tile Material	N/A
Floor Tile Labor	N/A
Carpet Material	8,701
Carpet Labor	Included
Hardwood Floor Material	N/A
Hardwood Floor Labor	N/A
Viny Flooring&Labor	2,800
TOTAL	11,501

MIRRORS AND GLASS

Shower Doors	920
Mirrors	760
TOTAL	1,680

LANDSCAPING

Fill and Topsoil	N/A
Nature Landscaping	1,000
Plant Materials	700
Plant Materials Labor	300
TOTAL	2,000

CABINET, COUNTER AND APPLIANCE

Kitchen Cabinets	2,981
Vanity Cabinets	Included
Kitchen Tops	1,560
Vanity Tops	390
Kitchen Appliances	4,200
TOTAL	9,131

MISCELLANEOUS

Silt Fence	N/A
Mail Collection Box	N/A
Final Cleaning	500
Construction Cleanup	500

TOTAL	1,000

TOTAL COST OF CONSTRUCTION

Utilities 6 months
Interest	7,000
		Loan and Fees
TOTAL	7,000

REMODEL COST: $72,627 = $15 per Sq ft

Current 400 sq ft Tiny House. When Finished it will be a 600 sq ft (full bath & office additions) affordable "small" home.

I also want to do a complete rebuild on a small very old house which has unigue features that have attracted offers as high as $107,000 even though we have not begun the rehab.We will spend $48,000 to totally redo this small house. We will add a sale of the lot for $20,000 to build the valuse of the remaining 108 Ready-To-Build new home lots.

There is no cost to purchase or refinance this house because there is no money owed on this property. There is no current debt on this house. The two homes are contiguous with each other and we have eight more free and clear ready to build lots next to these two homes.

Estimate Cost Total Rehab of Eagle Bay Small House on Lot 7

I also want to do a complete rebuild on a small very old house which has unigue features that have attracted offers as high as $107,000 even though we have not begun the rehab.

We will spend $50,000 to totally redo this small house. There is no cost to purchase or refinance house because there is no money owed on this property. There is no current debt on this house. The two homes are contiguous with the each other and we have eight more free and clear ready to build lots next to these two homes.

Estimate Cost Total Rehab of Eagle Bay Small House on Lot 7
Current 400 sq ft When Finished 600 sq ft (full bath & office additions)

Description
Scheduled Cost

Actual Cost
Sub
Closing Costs
N/A

TBD
Pinnacle
Attorney Fee
0.00

TBD
Elizabeth Marr
Insurance
700

TBD
Turner
Architect
500

TBD
Gerald Ford
Survey/Engineer
500.

TBD
Borden/Sullivan
Permits
0.00

N/A

Excavation
200.00

TBD
SLS & Blvd
Gravel
300.00

TBD
Barber & Sons
Footings/Foundation
700 (bathroom)

TBD
Strate & SLS
Concrete
500.

TBD
Whistle
Lumber
5,000

TBD
McCray & Owen
Rough In
2,000

TBD
John Palomo
Windows
1,300

TBD
McCray
Roofing
1,800

TBD
Owensby
Plumbing Rough In
2,500

TBD
Strate
Electrical Rough In
1,500

TBD
Jess & Moyer
HVAC
2,000

TBD
Comfort Systems
Insulation
800

TBD
Owen
Drywall
4,600

TBD
Boulevard
Trim/Millwork
1,000

TBD
McCray
Cabinets/Tops
2,500

TBD
McCray
Garage Door
0.00

0.00
Roll Rite
Finish Carpentry
800

TBD

Painting
1,200

TBD

Siding
3,700

TBD
Heartland Stucco
Flooring
2,400

TBD

Gutters
500

TBD
James Stewart
First Clean
280

Electrical Finish
1,000

TBD

Hardware
392

TBD

Shower/Mirrors
500

Vanity Tops
500

Appliances
2,000

Final Grade
200

Landscaping
500

Final Clean
250

Blvd
Lot Cost
Misc
0.00

0.00
/ORI

Utilities
500

West Central
Temporary Power
275

West Central
Interest
3000

Pinnacle
Supervision/Overhead
4,000

Blvd

600 sq ft

Current Loan

Total Rehab
Plus Lot

Total Rebuild

0.00 loan

48,000
20,000

68,000

SELLING PRICE

Lot Prepaid

Proceeds from sale

150,000

$20,000

$150,000

PROFIT

$82,000 in

$82,000 in
45 days

Return to the beginning Click Here

The Securitization Debacle – A U.S. Pension Shortfall: $3.4 Trillion

“America will never be destroyed from the outside. If we falter and lose our freedoms, it will be because we destroyed ourselves.” ― Abraham Lincoln

Danny Hammond

I have been writing about this subject extensively, especially the devastation brought on the American people by the Democrat President Bill Clinton and the Republican dominated Congress when in 1999 they repealed the Glass-Steagall Act of 1933.

This Act which was the government's answer to what caused the Great Depression had kept the country's financial markets safe for nearly 70 years.

They Repealed the Act, but put no regulation in its place. Nine short years later the Great Wall Street Meltdown nearly broke the entire world's markets. There is still no such regulation in place and foreclosures are still spiking and retirees are already seeing their retirement income cut.

Idiots.

Ms. Sullivan wrote this piece in 2016. She was right on it then. But, who do we complain to? If we are to survive as a country, it is the people who must do the heavy lifting.

by Sydney Sullivan People are wondering why unions are dwindling – it’s because of the securitization/rehypothecation scheme targeted unions to invest in their UNREGULATED DERIVATIVES, while Congress has done nothing to stop it.

Union busting? Globalism? Agenda 21? Shortfall. Unfunded. Underfunding.

It sounds like a minimal pension issue – however, it is anything but that. You may have heard the words “shortfall” when your state refers to its government budget or pension plan; and, if you are young (say, under 40), you’ve probably not given it a second thought.

Just so you know “shortfall” is defined as “a failure to come up to expectation or need” and at 40 it seems like there will be plenty of time and ways to make up a shortfall… .....not so much when you are 60.

If you’re like many Americans, you’re worried about retirement. Maybe before the new century securitization scheme was launched, a “shortfall” might have been more easily explained and handled.

But after 2000, the Wall Street securities system ramped up and took deficits to a new high while lining the pockets of Wall Street traders.

How did this happen?

How did the USA get to over $3.4 TRILLION in unfunded pension debt? The answer is not something your Congressional or state legislators want to discuss in public …or even in confidence.

What caused “shortfalls”?

To understand how a state could get so severely “underfunded” with their pension funds, you must first understand that this didn’t just happen overnight. De-regulation and rule changing have been going on since the last Great Depression, though the final wallop occurred when Congress repealed the Glass-Steagall Finance Act of 1934.

WHO HAS STOLEN THE TRUCKER'S MONEY? SURPRISE! IT WAS WALL STREET!

“I am concerned for the security of our great Nation; not so much because of any threat from without, but because of the insidious forces working from within.”

General Douglas MacArthur

MPRA SLASHES BENEFITS TO TEAMSTERS AND UFW PENSION FUNDS — Musicians for Pension Security

Members of the International Brotherhood of Teamsters and their supporters attend a rally outside the Capitol in Washington on April 14. The demonstrators protested a plan by the Central States Pension Fund to reduce payments to retirees. (Drew Angerer/Bloomberg)

WHO DID YOU THINK THE WALL STREET STOCKBROKERS WERE SELLING THE CRIMINALLY FLAWED MORTGAGE-BACKED SECURITIES TO?

COULD YOUR PENSION HAVE BEEN AFFECTED? MANY HAVE BEEN.

Danny Hammond

Reposted from April 2019- because it is all coming back around. You should be making plans.

My wife mentioned four years ago that she could see a revolution on the horizon once everyone understood how many people had been fraudulently thrown from their homes by their own American government and courts during the wrongful foreclosure crisis which took root after the deregulation of the finance industry in 1999.

I have written extensively about the investors in the Mortgage-Backed Security bonds which included many, many pension funds for the last 12 years.

One hard-hit retirement fund was the Boston Police pension fund, but they didn't know it yet. I have wondered to many people the question of who would be dumb enough to defraud the retirement of every Boston policeman?

Who knows better how to get even? My personal guess is nobody.

The US Government has done nothing. The finance industry has done nothing. Now, in May 2017 I have finally become convinced the courts are horribly under-performing.

The brutality, arrogance and sociopathic behavior of what we call "banks" has intentionally gutted our economy and made literal refugees of 20,000,000 AMERICAN families and inflicted financial ruin to a nation.

This repugnant behavior has left emotional and stress scars on family members that are never going to heal. My family is one of them.

Well here is the bombshell that I predicted, but I did not cause (so don't shoot the messenger) "every union member in the country could be in line to suffer the theft of a large percentage of their retirement benefits. This could include tens of millions of retirees.

This situation has been exacerbated by the multi-corporation pension funds that lost enormous amounts of money by investing in the Wall Street fraudulent mortgage-backed securities that took root after the Democrat President Bill Clinton and the Republican-controlled Congress in 1999, repealed in whole, the Glass-Steagall Act of 1933 which was put into place in order to ensure that the American financial markets could not trigger another crash like the one in 1929 that set up the "Great Depression."

Glass-Steagall had kept our economy relatively safe for 67 years. Our bought and paid for government repealed this set of regulations in 1999 and did not replace it with any regulation at all. It is now 2020 and there is still no meaningful legislation still today.

So, tens of millions of families have lost their homes to fraud and now the same circumstances will take retirement away from perhaps tens of millions more.

The Washington Post first reported this story. I contend it is the tip of the iceberg. Hold your voting rights until the last moment this year.

FROM THE POST:

Jonnelle Marte is a reporter covering personal finance. She was previously a writer for MarketWatch and the Wall Street Journal. Follow @jonnelle

One Of The Nation’s Largest Pension Funds Could Soon Cut Benefits For Retirees

By Jonnelle Marte April 20, 2019

More than a quarter of a million active and retired truckers and their families could soon see their pension benefits severely cut — even though their pension fund is still years away from running out of money.

CONTINUE READING

Description	Scheduled Cost			Actual Cost	Sub
Closing Costs	N/A			TBD	Pinnacle
Attorney Fee	0.00			TBD	Elizabeth Marr
Insurance	700			TBD	Turner
Architect	500			TBD	Gerald Ford
Survey/Engineer	500.			TBD	Borden/Sullivan
Permits	0.00			N/A
Excavation	200.00			TBD	SLS & Blvd
Gravel	300.00			TBD	Barber & Sons
Footings/Foundation	700 (bathroom)			TBD	Strate & SLS
Concrete	500.			TBD	Whistle
Lumber	5,000			TBD	McCray & Owen
Rough In	2,000			TBD	John Palomo
Windows	1,300			TBD	McCray
Roofing	1,800			TBD	Owensby
Plumbing Rough In	2,500			TBD	Strate
Electrical Rough In	1,500			TBD	Jess & Moyer
HVAC	2,000			TBD	Comfort Systems
Insulation	800			TBD	Owen
Drywall	4,600			TBD	Boulevard
Trim/Millwork	1,000			TBD	McCray
Cabinets/Tops	2,500			TBD	McCray
Garage Door	0.00			0.00	Roll Rite
Finish Carpentry	800			TBD
Painting	1,200			TBD
Siding	3,700			TBD	Heartland Stucco
Flooring	2,400			TBD
Gutters	500			TBD	James Stewart
First Clean	280
Electrical Finish	1,000			TBD
Hardware	392			TBD
Shower/Mirrors	500
Vanity Tops	500
Appliances	2,000
Final Grade	200
Landscaping	500
Final Clean	250				Blvd
Lot Cost Misc	0.00			0.00	/ORI


Utilities	500				West Central
Temporary Power	275				West Central
Interest	3000				Pinnacle
Supervision/Overhead	4,000				Blvd
600 sq ft Current Loan Total Rehab Plus Lot Total Rebuild	0.00 loan 48,000 20,000 68,000	SELLING PRICE Lot Prepaid Proceeds from sale	150,000 $20,000 $150,000	PROFIT	$82,000 in $82,000 in 45 days

Costs To Remodel Paperwood House and Rehab the Small House

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